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Cash dispenser (automated teller machine - ATM, German Geldautomat, ATM) is a machine for issuing cash from bank current accounts electronically. Saves time, reduces the hassle and expense at bank counters. It can be used mostly all day (24 hours). It is set up by the bank in its premises as well as outdoors. It is used by inserting a debit card or credit card with a personal identification code, entering a secret code (PIN) and the required (allowed) amount. The user communicates with the ATM in the local language or in English. Newer ATMs allow for currency swaps and other operations.

An ATM is always good