Russian Agricultural Bank

Caution! Instead of deposits, they are bred into mutual funds and other high-risk instruments. They say that this is an alternative to deposits and even better. Take care of elderly relatives who are accustomed to trust the bank, because before they placed deposits and everything was always good. In fact: 1. You are not protected by the law on banking activities and are not insured. You’ll go negative - they’ll just shrug your hands. This is not a deposit and you are not insured in case the bank goes bankrupt. 2. Contribution is a stable 4-6% per annum, just surely get them. What they try to bet you on is trust management of your money by a certain LLC. You give the money back and there you’ll be lucky how much they will give you back. 3. You really give money to a certain RSHB LLC, and not to Rosselkhozbank JSC. 4. Do not provide documents. You simply give money (they give you a cash receipt order) and when you terminate it they give you money and an expense order. How many shares you bought, when and at what cost, etc. you do not receive documented information. 5. Access to the account is not provided. For 1.5 months, the account in the online bank did not appear. A telephone specialist reported that she did not have access. 6. Want to withdraw money? You have a commission of 2%. I did not manage to grow (if it grows at all) Mutual Fund - you are at a loss a priori. I note that on deposits you have only + interest. Everything would be fair (buy stocks, invest in securities of different yields), if people, especially the elderly, were not vparivat this as an equivalent alternative to the contribution. For the person does not have the opportunity in the department to assess the risks, he does not understand the issue, and the specialist presses authority and does not care about the client’s losses, for him the main thing is sales. And they offer you investments, moreover, for a very expensive and very poor service. My mother, a pensioner, was brazenly bred and replaced by concepts, she, of course, was mistaken and signed all the papers. The result for a month and a half minus 35 tr from 300 TR, which she wanted to put on a contribution. If they hadn’t removed at the moment when I connected today it would be minus 55 tr. I was very worried about this. Formally, this is not a hoax (signatures stand, they do not force a person), but forgery and divorce are for sure.

I came to leave a loan application for already an hour ... I just missed my number ... they service at all without numbers

Horrible service! More than an hour in line! The device issued a coupon for international translation, and the “specialist” turned up at lunch. Having fed up, I was delighted: "better go to Sberbank."

It is advantageous to exchange currency. Over 1000 USD rates are more profitable for 10-15 kopecks, and for a total of more than $ 10,000 you can ask for an individual course, it will be the best in the city. The only place in the city where you can buy or sell Chinese yuan.

The terrible situation with the service and the number of ATMs in the city of Ukhta. In the city itself there is one ATM !!!!!, which has been working since the fall of 2013. to the present no more than 1 month. In an oral conversation, an employee (Ivan) said that the ATM will be repaired before the end of January. Today is the 29th. We'll see.