Third Federal Savings & Loan

The people who are on the front line are terrific. I love them all, very nice. BUT WARNING!!!!! Third Federal does not care about you ! No matter if you've had several mortgages and you've paid them off. Does not matter if you were never ever late on a mortgage payment. They don't care about your great credit history or how you have been a perfect customer and loyal to them throughout the years. Their loyalty to you as a customer is not returned. All they care about is the mighty dollar. They do have a reputation for this so please, check out other lending institutions first. I would not even go to them for any loan if I were you. This is experience talking. I have been a wonderful customer for years. I had more than one mortgage with them and was never ever late on a payment. When I needed them they turned their back on me. Even with my perfect payment record.nIF YOU ARE WISE YOU WILL GO TO ANY OTHER LENDING INSTITUTION. BEWARE...

Fairly large branch, nice employees, and I have found pretty good rates. Third Fed is a regional bank specializing in mortgages, they aren't your global all things bank. I like them for a mortgage provider and checking account, both have good rates.

As a first time home buyer, I highly recommend working with Third Federal in Avon, Ohio. The process was transparent and straightforward, unlike some of the other mortgage lenders I had encountered during the home buying process. I worked directly with Barb and had a great experience with her service. The loan interest rate offered was the lowest I found available.

I had a mortgage loan through Third Federal which I established in 2009. In August 2016 I contacted Third Federal to request either a new loan or a refinance. I needed to buy out the 2 other parties who were co-owners of my home. I was not asking for additional money. I started the process on August 12, 2016. A home appraisal was done/in process by August 15, 2016 and all information was sent to underwriting. FIVE (5) weeks later my loan was finally approved by underwriting.nIt then took another month and half and getting our lawyer involved to draw up all the closing paperwork because the bank refused. Plus we had to work with the title company on our own. The bank did not assist us at all in any of the closing documents. We ended up paying extra money for our lawyer because he had to do extra work that the bank should have done. I paid $4,439.99 for closing costs for the bank to do nothing. I didn’t close on the loan until November 7, 2016. This process should have NEVER taken this long.nAt one point the loan officer contacted me to let me know that the loan would be expiring if we didn’t “close” by a certain date because the interest rate is only good for 60 days. HOWEVER, FIVE (5) weeks of those 60 days was eaten up by underwriting, something I had absolutely no control over.nOn top of all this I received someone else’s loan documents in the mail. I scanned them and sent the over to the branch but have yet to receive a reply. I am wondering who was sent my load documents.

My refinance with Third Federal Savings & Loan was taken care of quickly, professionally, and with great care. I highly recommend my loan administrator, Debra Seely. You would be hard pressed to try to find a better bank to refinance with at their low rates and closing costs.